Family Planning Articles

There are many kinds of baby sleeping bag so you have to know which one won't make your baby too warm and sweaty. > Read More..

If you still don not know what kind of baby cots to get for the nursery read the article that hopefully gives you some helpful hints and clues. Metal or wood that is the question! > Read More..

As an adviser in practice, I find I am always interested in what my clients do and particularly why they do some of the things they do. Everyday they make choices, hopefully choices that put themselves in my care in a meaningful connection. This could involve providing advice, arranging insurance for family security, or placing investment products that put them in good financial shape. That’s what we do as advisers, get our clients in good shape and then keep them in good shape over time. > Read More..

While many families struggle with the issues relating to being fair verses being equal in relation to estate planning and their children, childless couples struggle with other important issues. For those individuals or families, who by choice or by consequence have not had children, they have different issues and challenges, which require thought and deliberation. > Read More..

Why do nine out of ten wealthy families lose their wealth by the third generation? In the course of my doctoral research I interviewed a number of financial planners, lawyers and accountants who had made surprisingly similar observations. They had known wealthy elderly clients who had succeeded in building their wealth from nothing. > Read More..

Your legacy is what you leave and how you will be remembered. Most would hope to be remembered with love and affection, but if we pay little attention to what is important we could easily be despised and reviled. While these are two extremes, they do highlight that thinking about your life and the impact you have is an important exercise. I say, “everyone who is loved by someone, leaves a legacy in some form, even if it is what not to do”. However, few people get to experience the power of a > Read More..

What is a living legacy? A structured living legacy has 3 essential elements, a financial legacy, a personal legacy and a social legacy. The financial legacy is the money and assets you leave after the bills are paid. The personal legacy is the sum of your life, your personal assets. It is your past and your future, your stories, values, hopes, love, wishes, advice and blessings, yours to experience and pass on if you desire. The social legacy is what you give back to society. > Read More..